{"id":24928,"date":"2026-04-22T11:31:29","date_gmt":"2026-04-22T18:31:29","guid":{"rendered":"https:\/\/soledaddurazo.com\/?p=24928"},"modified":"2026-04-22T11:31:29","modified_gmt":"2026-04-22T18:31:29","slug":"refinanciamiento-y-educacion-financiera-claves-para-mejorar-el-credito-gerardo-obregon","status":"publish","type":"post","link":"https:\/\/soledaddurazo.com\/blog\/2026\/04\/22\/refinanciamiento-y-educacion-financiera-claves-para-mejorar-el-credito-gerardo-obregon\/","title":{"rendered":"Refinanciamiento y educaci\u00f3n financiera, claves para mejorar el cr\u00e9dito: Gerardo Obreg\u00f3n"},"content":{"rendered":"<p>Hermosillo, Sonora.- El uso estrat\u00e9gico del cr\u00e9dito puede ayudar a mejorar la situaci\u00f3n financiera de las personas, afirm\u00f3 Gerardo Obreg\u00f3n, fundador de Prestadero, en entrevista con la periodista Soledad Durazo.<\/p>\n<p>El especialista recomend\u00f3 refinanciar deudas caras, como tarjetas de cr\u00e9dito, ya que al pagar el m\u00ednimo \u201csolo el 1.5% se destina a capital y el resto a intereses\u201d, por lo que cambiar a un cr\u00e9dito con mejores condiciones puede ser una opci\u00f3n viable.<\/p>\n<p>Se\u00f1al\u00f3 que el acceso al cr\u00e9dito en M\u00e9xico sigue siendo bajo en comparaci\u00f3n con otros pa\u00edses, lo que limita su impacto en la econom\u00eda, aunque destac\u00f3 el crecimiento de opciones digitales con tasas m\u00e1s accesibles.<\/p>\n<p>En cuanto al perfil de los usuarios, indic\u00f3 que ha aumentado la participaci\u00f3n de mujeres y que la mayor\u00eda de solicitantes son personas de entre 36 y 45 a\u00f1os.<\/p>\n<p>Finalmente, advirti\u00f3 que la falta de educaci\u00f3n financiera contin\u00faa siendo un reto, por lo que propuso incluir esta materia desde nivel secundaria para mejorar la toma de decisiones econ\u00f3micas.<\/p>\n<p>Ve la Entrevista Completa Aqu\u00ed:<\/p>\n<div class=\"jeg_video_container jeg_video_content\"><div class=\"lyte-wrapper fourthree\" style=\"width:420px;max-width:100%;margin:5px;\"><div class=\"lyMe\" id=\"WYL_Vh47Bnx-lxY\"><div id=\"lyte_Vh47Bnx-lxY\" data-src=\"\/\/i.ytimg.com\/vi\/Vh47Bnx-lxY\/hqdefault.jpg\" class=\"pL\"><div class=\"tC\"><div class=\"tT\"><\/div><\/div><div class=\"play\"><\/div><div class=\"ctrl\"><div class=\"Lctrl\"><\/div><div class=\"Rctrl\"><\/div><\/div><\/div><noscript><a href=\"https:\/\/youtu.be\/Vh47Bnx-lxY\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/Vh47Bnx-lxY\/0.jpg\" alt=\"\" width=\"420\" height=\"295\" \/><br \/>Ver este video en YouTube<\/a><\/noscript><\/div><\/div><div class=\"lL\" style=\"max-width:100%;width:420px;margin:5px;\"><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Hermosillo, Sonora.- El uso estrat\u00e9gico del cr\u00e9dito puede ayudar a mejorar la situaci\u00f3n financiera de las personas, afirm\u00f3 Gerardo Obreg\u00f3n, fundador de Prestadero, en entrevista con la periodista Soledad Durazo. El especialista recomend\u00f3 refinanciar deudas caras, como tarjetas de cr\u00e9dito, ya que al pagar el m\u00ednimo \u201csolo el 1.5% se destina a capital y el [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24930,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[153],"tags":[],"class_list":["post"],"yoast_head":" \n<title>Refinanciamiento y educaci\u00f3n financiera, claves para mejorar el cr\u00e9dito: Gerardo Obreg\u00f3n - Periodista SoledadDurazo.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/soledaddurazo.com\/blog\/2026\/04\/22\/refinanciamiento-y-educacion-financiera-claves-para-mejorar-el-credito-gerardo-obregon\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Refinanciamiento y educaci\u00f3n financiera, claves para mejorar el cr\u00e9dito: Gerardo Obreg\u00f3n\" \/>\n<meta property=\"og:description\" content=\"Hermosillo, Sonora.- El uso estrat\u00e9gico del cr\u00e9dito puede ayudar a mejorar la situaci\u00f3n financiera de las personas, afirm\u00f3 Gerardo Obreg\u00f3n, fundador de Prestadero, en entrevista con la periodista Soledad Durazo. El especialista recomend\u00f3 refinanciar deudas caras, como tarjetas de cr\u00e9dito, ya que al pagar el m\u00ednimo \u201csolo el 1.5% se destina a capital y el [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/soledaddurazo.com\/blog\/2026\/04\/22\/refinanciamiento-y-educacion-financiera-claves-para-mejorar-el-credito-gerardo-obregon\/\" \/>\n<meta property=\"og:site_name\" content=\"Periodista SoledadDurazo.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/soledad.durazo.9\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-22T18:31:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/soledaddurazo.com\/storage\/2026\/04\/educaccion.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1030\" \/>\n\t<meta property=\"og:image:height\" content=\"644\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@SoledadDurazo\" \/>\n<meta name=\"twitter:site\" content=\"@SoledadDurazo\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Redacci\u00f3n\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/soledaddurazo.com\/#organization\",\"name\":\"Soledad Durazo\",\"url\":\"https:\/\/soledaddurazo.com\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/soledad.durazo.9\/\",\"https:\/\/www.instagram.com\/soledaddurazo\",\"https:\/\/www.youtube.com\/channel\/UC9yGPw8-Vbl_B2XNkRwPS-w\",\"https:\/\/twitter.com\/SoledadDurazo\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/soledaddurazo.com\/#logo\",\"inLanguage\":\"es\",\"url\":\"https:\/\/soledaddurazo.com\/storage\/2021\/11\/nllp-720x375-1-2.png\",\"contentUrl\":\"https:\/\/soledaddurazo.com\/storage\/2021\/11\/nllp-720x375-1-2.png\",\"width\":720,\"height\":375,\"caption\":\"Soledad Durazo\"},\"image\":{\"@id\":\"https:\/\/soledaddurazo.com\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/soledaddurazo.com\/#website\",\"url\":\"https:\/\/soledaddurazo.com\/\",\"name\":\"Periodista SoledadDurazo.com\",\"description\":\"Periodista sonorense. 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